Europe

Bulgaria Proposes 1.5% Cap on Gambling Payment Fees

September 26, 2026
David Rossi

Bulgaria has introduced a draft reform to limit the fees that payment facilitators such as banks and e-money institutions can charge on gambling transactions to a maximum of 1.5%. This new regulation targets the payment infrastructure layer rather than gambling operators, marking a first for the European Union (EU). The draft rule aims to cap the net fees retained by payment providers on gambling-related transactions, potentially reducing costs for players.

For Bulgarian players and bettors, this proposed cap could lower the expenses involved in depositing and withdrawing funds for gambling activities. Payment fees often vary widely and can be substantial, especially for frequent gamblers or those handling large sums. A fixed ceiling on fees may improve affordability and transparency in the payment process.

Currently, banks and payment facilitators charge varying fees for gambling transactions, which can reduce the actual amount players have available to wager or withdraw. By limiting these fees to 1.5%, the reform seeks to protect consumers from excessive charges that might otherwise erode their gambling budgets.

This approach represents a novel fiscal instrument within the EU, as it shifts regulatory focus from gambling operators to the payments infrastructure. It addresses a previously underregulated area by targeting the costs players face at the payment level rather than the operator level. This could encourage other EU member states to consider similar measures to control hidden costs for players.

However, players should note that the cap applies specifically to the net fees retained by payment facilitators on gambling transactions. Other fees or charges outside this scope may still apply depending on the payment method or provider. It is important for players to review the terms and conditions of their payment services to understand all applicable costs.

The reform also has implications for responsible gambling. While lower transaction fees might reduce friction for players managing their accounts, it remains essential for players to exercise caution and self-control to avoid gambling harm. For more information on responsible gambling practices, visit our Responsible Gambling section.

This development comes amid broader discussions on gambling regulation and player protection across Europe. For further insights on regulatory changes affecting players, see our Europe coverage and our Player Protection articles.

To read the original report, visit SBC News: Bulgaria drafts 1.5% net fee cap on gambling transactions.

In related news, prediction markets continue to grow in popularity in the US, with increased scrutiny on regulatory compliance and player protections. For example, Kalshi recently banned a former congressman for insider trading violations, highlighting the importance of regulation in emerging gambling sectors. More on this story is available at The Guardian.

Meanwhile, the gambling industry is also engaging in social responsibility initiatives, such as the Venetian Resort & Casino in Las Vegas reaching $1 million in food donations to combat food insecurity. This milestone reflects ongoing efforts to balance commercial activity with community support. Details can be found at CDC Gaming.

David Rossi
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